BAILMENT AGREEMENT


____________________________, referred to herein as "OWNER" and 
____________________________, referred to as  "BORROWER," agree:


_______________ is the owner of the following personal property:

______________________________________________________________


OWNER herewith bails to BORROWER the personal property described
above, for a period of _________, for the purpose of ____________
________________. BORROWER  agrees to return the same to OWNER in
good condition, ordinary  wear and excepted.

THIS IS A BAILMENT WITHOUT PAYMENT FROM BORROWER TO OWNER FOR THE
LENDING.

BORROWER acknowledges an opportunity to review the personal
property bailed, and ACCEPTS THE SAME "AS IS," "WITH ALL FAULTS"
and WITHOUT WARRANTY. BORROWER HAS ASCERTAINED THAT THE BAILED
PROPERTY IS FIT FOR THE PURPOSE THAT BORROWER DESIRES TO USE THE
BAILED PROPERTY.

OWNER is not a "merchant" as the same is defined in the Uniform
Commercial Code.

The BORROWER shall at all times maintain insurance coverage for
all insurable perils on the personal property bailed herein in a
minimum amount of $________, and OWNER shall be named as a loss
payee  and co-insured thereon. OWNER may obtain such coverage for
BORROWER, and at BORROWER's expense, if the same is not obtained
and proof thereof given to OWNER.


The BORROWER agrees to indemnify and hold harmless OWNER from any
and all liability which may accrue as a result of BORROWER'S use
of the bailed property.

The OWNER may terminate this bailment prior to the expiration of
the same which is specified herein for cause, including but not
limited to:

a. the intentional misuse or neglect of the bailed property;

b. the use of the bailed property in contravention of any statute
or administrative regulation;

c. other objectively reasonable cause.


Said termination shall be effective immediately upon ____________
_______'s election to do so.



Dated: ________________________________






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